from: Dr. Gin , Davis Chinese dentist answering questions:
 1.  HMO:  It stands for Health Maintenance Organization. Usually it is  not a good program. HMO pays doctors $3 for everything doctor needs to  do (e.g $8000 procedure). Thus every few doctors will accept HMO  arrangement.  Thus you may not see a list of doctors  Also  HMO restricts patients to see only one doctor.  Thus you do not  have a choice. When a doctor accept HMO (for only $3), he is not going  to do much, or willing to see the patient.  Thus  it is not a  good program.   With exception of Kaiser.  Kaiser is big  and controls its own  program, has  its own staff, doctors,  and hospitals.  Doctors in Kaiser  do not need to worry about  $8000 getting pay only $3.
 Whatever program you have, you may have  to stay with it until pregancy is over. If you buy insurance after you  are pregnant, it is like buying insurance after the house is burnt  down. It is cheating, a fraud.
 2. for OB/GYN, you can see Dr.  Victor Chan  5301 F st Sac., 916-733-1720, Dr. Jacqueline Ho   916-782-2229  or any doctor in Cowell,  or sutter., or UCD  Group.
  
 3. For  notary, can go to any bank,  UPS on  140 B St/2nd, or Ming Ming Business on  16 St/X st in  Sac   916-442-8115.
 4. For Babysitting in Sac: can  contact Sacramento Translation Chinese Newcomer Service 916-736-0888  ask for referral,  or go to  Hing Lung Supermarket (Asian  Foods Center) on Broadway/12 St  rear entrance bulletin board to  find posting, or  look up Sing Tao Daily, or Ming Pao Daily  Newspapers. Those are most popular newspapers posting for Sacramento  Chinese.
   

 		
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